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Deposit Products
Savings Accounts
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Benefits
Minimum Opening Deposit
Minimum Daily Balance
Interest Rates
Withdrawal Policy
Passbook Savings
Basic Savings Account
$100
None
Can change at our discretion
(1) One withdrawal per month, after that $3.00 per withdrawal
Christmas Club Account
No opening deposit required, No minimum balance required, interest bearing account
None
None
Can change at our discretion
No withdrawals allowed.  Christmas Club checks are normally issued in November of each year
Certificate of Deposit
Earn a greater return on your investment
$500
Not Applicable
Terms and rates available to meet your needs
Substantial penalty for early withdrawal
Individual Retirement Accounts
Prepare for your future, let your money work for you
$100
$1,000.00
Terms and rates available to meet your needs
Substantial penalty for early withdrawal
Money Market Account
Allows you to invest and maintain liquidity
$1,000
$1,000
Can change at our discretion
Transfers from an MMIA account to another accounts or third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.  A transaction fee of $8.50 per item will be charged for each third party check, preauthorized, automatic, or telephone transfer in excess of three during the statement cycle

Apply Online
Start your application process with our online inquiry
Apply in Person
Visit our office in Metter or Cobbtown
Contact us via e-mail

 

Member FDIC. 
FDIC
  Equal Housing Lender 
Equal Housing Lender